Until 31 March 2027 you can invest without an accreditation certificate, subject to our onboarding checks. From 1 April 2027, new investments need a valid Accredited Investor certificate, which rests on these financial criteria:
Individuals · HUFs · Family Trusts · Sole Proprietorships — Annual Income ≥ ₹2 Cr; or Net Worth ≥ ₹7.5 Cr (with ≥ ₹3.75 Cr in financial assets); or Annual Income ≥ ₹1 Cr AND Net Worth ≥ ₹5 Cr (with ≥ ₹2.5 Cr in financial assets).
Spouses applying jointly (husband or wife) — the same tests, on your combined income and net worth. The certificate is issued to you both jointly.
Partnership firms — each partner must independently satisfy the above.
Other Trusts & Body Corporates — Net Worth ≥ ₹50 Cr.
Full criteria and process: Investor Accreditation.